All students are required to have health insurance. The UT System Board of Regents requires you to maintain a valid major medical insurance policy while you are a registered student at The University of Texas Health Science Center at San Antonio. If you are covered by major medical health insurance, you must submit proof of coverage to the Student Health Center each semester (annually for medical and dental students). If you do not have your own health insurance policy, you will be automatically enrolled in a group plan chosen by the U.T. System (United Healthcare). A student may enroll her/his spouse and/or children at additional cost(s). The premiums vary accordingly.
A student may wish to find a policy more suited to her/his needs, perhaps through a parent’s or spouse’s insurance plan. It all depends on how much coverage the stduent and/or family would like. As a student at the Health Science Center, one may have more health insurance needs than the group plan offers. The group plan, United Healthcare, is negotiated by the U.T. System with input from student representatives from all UT campuses, but sometimes may be more suitable to an undergraduate student’s needs. Each student will need to make that decision on her/his own.
Some items to review and compare in an insurance plan include deductibles, co-pays, complexity of reimbursement process, coverage and exclusions, prescription coverage, emergency costs, hospitalization costs, general medical care costs, physician network, services available online, wellness management programs, disease managements plans, etc. The Health Science Center does not endorse nor recommend any insurance plans.
Beginning in the fall of 2008, the Health Science Center’s Student Health Center will provide more services at no cost. However, services such as immunizations, labs, X-rays, specialists, etc. will be charged to the student through their particular health plan.
A student with her/his own health insurance plan must complete the Health Insurance Verification Form and return it to the Student Health Center, along with a copy of her/his health insurance card, before the first day of classes. A student who has not provided coverage prior to the first day of classes will be billed for a United Healthcare insurance policy.
For all students who have United Healthcare Insurance (optional), policy information can be found below.